Cologne, Germany · Open to the right international opportunity

EARLY-CAREER · TECHNICAL-COMMERCIAL INSURANCE

Understand complex risk.
Structure clear solutions.
Build trusted business.

I am Dhairya Shah — a Civil Engineer building into a technically credible, commercially strong insurance professional across underwriting, risk engineering, reinsurance and market-facing specialty insurance.

My long-term direction is clear: understand complex risks, structure solutions, build trusted client and market relationships, and ultimately originate and grow business across Energy, Construction, Property and other specialty risks.

See where I’m heading ↘
Technical UnderwritingRisk EngineeringReinsuranceEnergy · Construction · Property
Risk
Markets
Engineering
Professional portrait of Dhairya Shah
Engineering → Risk & Underwriting → Market-facing specialty insurance Dhairya Shah
Nuclear & complex industrial risk
M.Sc. Civil Engineering · TUM
Technical Underwriting◆Risk Engineering◆Reinsurance◆Energy◆Power◆Construction◆Property◆Specialty Risks◆Broker & Client Engagement◆Business Development◆
Nuclearunderwriting + risk-engineering exposure
US$3.7B+combined value of major infrastructure project environments
Patentco-inventor · disaster-resilient infrastructure system
Gen ReGlobal Clients’ Reinsurance Course · 2026
01 / PROFILE

Technical foundation.
Commercial trajectory.

My profile is deliberately broader than a single technical lane. The engineering base helps me understand assets and failure modes; underwriting and reinsurance build judgement around risk transfer; and business-development experience strengthens the market-facing side.

CAREER THESIS

Build into the kind of insurance professional who can move fluently from asset-level technical detail to underwriting structure, from risk insight to client conversation, and ultimately from trusted relationships to profitable business growth.

A

Underwriting & Insurance

Building depth across the technical and commercial mechanics of specialty insurance — from risk assessment and submission analysis through coverage, capacity and international risk sharing.

Technical UnderwritingSubmission AnalysisRisk AssessmentExposure AnalysisProperty Damage & Business InterruptionCoverage AnalysisInsurance CapacityReinsurance StructuresPortfolio AnalysisInternational Risk Sharing
Target fit: Technical Underwriting · Specialty Underwriting · Underwriting Associate / Analyst
B

Risk Engineering

An engineering-led view of physical assets, loss drivers and controls — translating technical detail into decision-useful risk insight.

NuclearEnergyPowerConstructionComplex Industrial RisksLoss-Scenario AnalysisMachinery & Equipment ExposuresFire ProtectionStructural EngineeringRisk MitigationETABS Modelling
Target fit: Risk Engineering · Property Risk · Energy / Construction Risk Consulting
C

Commercial & Market-Facing

Developing the relationship, communication and origination side of the profession — where technical credibility becomes trusted market dialogue and business growth.

Broker EngagementClient EngagementInsurer EngagementRelationship ManagementBusiness DevelopmentMarket ResearchCommercial PropositionsStrategic PartnershipsTechnical PresentationsCross-Border Collaboration
Target fit: Specialty Broking · Client Advisory · Producer-track · Market Development
D

Data, Technology & Governance

Using data, automation and structured governance to improve operational resilience, transparency and decision quality.

Microsoft ExcelPower BIPower AutomateAI-Enabled AutomationData Analysis & VisualisationOperational ResilienceManagement ReportingContract ReviewLegal Research
Supporting edge: analytical workflows · automation · governance · decision support
02 / DIRECTION

What I’m specifically building toward.

Not “anything in insurance.” The target is a technically grounded, externally credible path into specialty insurance where I can progressively own risk judgement, client and broker relationships, and commercial growth.

PRIORITY ROLES

Underwriting · Risk Engineering · Specialty Broking · Risk Advisory

Early-career roles that create real exposure to risk selection, portfolio thinking, technical assessment, wording / structure, broker and client dialogue, and progressively more commercial responsibility.

Underwriter / AssociateTechnical UnderwritingRisk EngineerSpecialty BrokerRisk AdviserProducer-track
CORE MARKETS

Energy · Power · Construction · Property · Complex Industrial

Lines where engineering fluency matters, physical risk is tangible, the underwriting conversation is sophisticated, and strong market relationships can become a durable commercial advantage.

COMMERCIAL END-STATE

Technical credibility that compounds into origination.

The ambition is not only to analyse risk well. It is to become someone clients, brokers and markets trust — capable of structuring solutions, finding opportunities and helping originate and grow profitable specialty business.

01Understandassets · exposures · loss drivers
02Structurecoverage · capacity · risk transfer
03Build trustbrokers · clients · markets
04Originate & growrelationships · opportunities · business
03 / EXPERIENCE

The complete track.
Nothing omitted.

Every professional experience from the current CV is included below, with the role responsibilities retained in full. Open any role to see the complete scope.

01
April 2026 – Present

German Nuclear Reinsurance Pool (DKVG)

Junior Underwriter & Risk Engineer

Cologne, Germany
NuclearUnderwritingRisk EngineeringReinsuranceInternational Pools
  • Support the technical and underwriting assessment of nuclear and complex industrial risks by analysing asset characteristics, operations, engineering controls, loss scenarios and potential property-damage and business-interruption exposures.
  • Contribute to international accounts across renewals, new exposures, premium and participation analysis, underwriting documentation and the coordination of insurance capacity among pool members and international markets.
  • Analyse insurance and reinsurance structures, including cross-border risk sharing, market participation, coverage arrangements, limits, reinstatements and available capacity.
  • Translate complex technical and operational information into structured underwriting insights, presentations and commercially relevant recommendations for insurance decision-making.
  • Engage with insurers, brokers, operators, technical specialists and international pool counterparts across underwriting, risk-engineering, renewal and prospective-business discussions.
02
Jul 2025 – Jan 2026

O2 Telefónica Germany

Working Student – AI Operations of the Future

Munich, Germany
AI / AIOpsAutomationOperational ResiliencePower BIStakeholders
  • Developed AI-enabled analytical and automation solutions for operational incident management, improving identification and handling of service-risk events.
  • Built dashboards and analytical workflows to identify emerging risk patterns and service anomalies, enabling earlier intervention and more informed management decisions.
  • Coordinated initiatives across engineers, data scientists, product managers and operational stakeholders, translating technical requirements into structured business improvements.
  • Used operational data, Power BI and management reporting to identify performance patterns, improve transparency and support governance-led decision-making.
03
Jun 2024 – Nov 2024

Allianz Technology

Intern & Working Student – Service Portfolio Management

Munich, Germany
Portfolio ManagementDORAGovernanceStakeholder ManagementInsurance Group
  • Managed communication with service-portfolio stakeholders and supported demand planning, operational issue resolution and cross-functional coordination within a global insurance-group environment.
  • Contributed to portfolio analysis, DORA-related data collection, management reporting, service-design transformation and user-acceptance testing.
  • Reviewed service descriptions and contractual addenda, supporting clearer documentation, portfolio governance and more consistent decision-making.
  • Assisted with special-case resolution across the service portfolio, balancing operational requirements, stakeholder expectations and established governance processes.
04
Jan 2022 – Jan 2024

Cosdec Alpha

Strategic Business Development & Partnerships Lead, Web3 & AI

Mumbai / London, UK
Business DevelopmentPartnershipsAICommercial StrategyInfrastructure
  • Identified and developed commercial opportunities at the intersection of infrastructure, artificial intelligence and emerging technologies.
  • Built strategic relationships with external partners and cross-functional stakeholders to expand the company’s capabilities and market presence.
  • Supported partnership negotiations and commercial discussions, helping translate technical solutions into actionable business propositions.
  • Contributed to the development of AI-powered solutions for infrastructure analysis, connecting engineering use cases with commercial and operational requirements.
  • Helped strengthen service offerings by converting complex technological concepts into clear value propositions for potential partners and clients.
05
Nov 2021 – Dec 2022

H.M. Raje Structural Consultants

Junior Structural Engineer

Mumbai, India
Structural EngineeringETABSHigh-RisePeer ReviewRisk Mitigation
  • Developed ETABS models for 30+ storey buildings and steel structures, contributing to structural design, peer review, technical auditing and engineering risk mitigation.
  • Contributed to peer reviews and technical audits by assessing structural behaviour, design assumptions and compliance-related considerations.
  • Identified design vulnerabilities and supported risk-mitigation measures through structured engineering analysis.
06
May 2022 – Jun 2022

HCC–HDC Joint Venture

Civil Infrastructure Intern

Mumbai, India
Mumbai Coastal RoadUS$1.6B ProjectMarine InfrastructureSite Engineering
  • Gained site-based engineering experience on Package II of the Mumbai Coastal Road Project—an approximately US$1.6 billion landmark urban and marine infrastructure development.
  • Developed practical understanding of construction sequencing, temporary works, quality and safety controls, marine conditions, site logistics and multidisciplinary contractor coordination within a technically complex infrastructure environment.
  • Connected engineering designs and construction plans with their practical execution in a live, high-value infrastructure environment.
07
Jul 2021

Solomon & Co.

Legal Research Intern

Mumbai, India
Legal ResearchContractsArbitrationDispute Resolution
  • Conducted legal research on assigned commercial and legal matters within a Tier-1 law-firm environment.
  • Developed exposure to contract interpretation, commercial disputes, arbitration, dispute resolution and litigation-related considerations.
08
Dec 2019 – May 2020

Larsen & Toubro Construction, Heavy Civil Infrastructure

Civil Engineering Intern

Mumbai, India
Mumbai Trans Harbour LinkUS$2.1B ProjectMarine InfrastructureProject Delivery
  • Gained project-based engineering experience on Package 01 of the Mumbai Trans Harbour Link—an approximately US$2.1 billion, 21.8-kilometre marine infrastructure project connecting Mumbai with Navi Mumbai.
  • Developed practical understanding of design coordination, planning, scheduling, construction sequencing and the technical, logistical, quality and safety risks involved in delivering a major sea-bridge project.
  • Observed the management of technical, logistical, safety and quality considerations within a complex, multidisciplinary infrastructure project.
  • Built early practical awareness of contractor operations, project interfaces and the risks affecting cost, programme and successful project delivery.
04 / THROUGH-LINES

Why the track makes sense.

The experiences look cross-disciplinary at first glance. The common thread is learning how complex systems fail, how decisions get structured, and how technical subjects get translated for stakeholders.

01 · NUCLEAR INSURANCE

Engineering detail → underwriting view.

Asset characteristics, operations, engineering controls, loss scenarios, PD / BI exposures, capacity and international risk-sharing.

DKVGRisk → Structure → Capacity
02 · MAJOR INFRASTRUCTURE

US$2.1B sea bridge + US$1.6B coastal road.

Practical exposure to design coordination, sequencing, temporary works, marine conditions, site logistics, safety, quality and multidisciplinary interfaces.

L&T · HCC–HDCPhysical risk at scale
03 · AI & OPERATIONS

Data → resilience → management decision.

AI-enabled analytics, automation, incident management, dashboards, performance patterns and cross-functional operational improvement.

O2 TelefónicaAI → Operations
04 · COMMERCIAL

Technical concept → market proposition.

Business development, strategic partnerships, negotiations and translating AI / infrastructure solutions into clearer commercial propositions.

Cosdec AlphaTechnology → Opportunity
05 / EVIDENCE

Achievements, development & external recognition.

The evidence portfolio is broader than the CV’s selected-achievements section. This view brings together the strongest professional development, innovation, technical, international and service credentials in the supporting document pack.

2026Professional Development

Gen Re · Global Clients’ Reinsurance Course

Completed specialist reinsurance training covering proportional, non-proportional and facultative structures, pricing, reserving, contract wordings, claims, natural-catastrophe modelling and the reinsurance market.

2025Problem Solving

McKinsey.org Forward Program

Completed the Forward online learning program focused on structured problem solving, effective communication, adaptability, resilience and a foundational digital toolkit.

2024Strategy & Commercial Judgement

TUM Business Game

Selected among 60 participants from more than 400 applicants for TUM Business Game 2024.

2023Innovation

Indian Patent No. 437449

Named co-inventor of “A Disaster Resilient Automatic Barricade System”; patent granted on 5 July 2023.

2021Infrastructure Resilience

CDRI · Top Submission

Recognised as a Top Submission in the Coalition for Disaster Resilient Infrastructure’s International Competition for Imagining Disaster Resilient Infrastructure.

2021International Communication

Harvard World Model United Nations

Participated in Harvard WorldMUN 2021 in a United Nations Security Council simulation, strengthening negotiation and cross-cultural communication exposure.

2020Technical Communication

Best Technical Paper

Awarded “Best Technical Paper” for work on the partial replacement of cement by marble dust.

2020Community Service

COVID-19 Relief Appreciation

Recognised for dedication and support toward COVID-19 relief initiatives of Shrimad Rajchandra Love and Care.

250+ hrsService & Communication

Public Relations Volunteering

Recognised by Shrimad Rajchandra Mission Dharampur for more than 250 hours of volunteer service in Public Relations.

₹1.075LLeadership & Service

Fundraising Recognition

Recognised for raising ₹1,07,500 for Shrimad Rajchandra Love and Care.

2019Technical Communication

State-Level Technical Paper Presentation

Received a Maharashtra State Board of Technical Education Certificate of Merit for state-level technical paper presentation.

06 / REFERENCES

How others describe the work.

Every employment reference, recommendation letter and internship / academic reference in the supplied evidence pack is represented here in condensed form.

Arbeitszeugnis / Employment Reference15 Jan 2026

O2 Telefónica Germany

Highlights excellent learning motivation, analytical, strategic and technical capability, structured independent execution, ownership, reliability and effective cross-functional stakeholder communication.

AnalysisExecutionStakeholder AlignmentAIOps
Final Reference31 Dec 2024

Allianz Technology SE

Documents stakeholder relationship management, demand management, issue resolution, service design, DORA data work, contract-addendum review and a cooperative, proactive working style.

PortfolioGovernanceNetworkingCross-functional Work
Letter of Recommendation1 Jan 2024

Cosdec Alpha

Describes a blend of technical and strategic capability, business acumen, partnership development, commercial negotiation, leadership and the ability to translate complex concepts into actionable business strategy.

Business DevelopmentPartnershipsLeadershipCommercial Translation
Employment Confirmation2022

H.M. Raje Structural Consultants

Confirms work as a Junior Structural Engineer on ETABS models, 30+ storey buildings, steel structures and peer review, noting strong structural, management and risk-mitigation knowledge.

Structural EngineeringPeer ReviewRisk MitigationProfessionalism
Letter of Recommendation2022

H.M. Raje Structural Consultants

Highlights initiative, curiosity, rapid learning, communication across staff and clients, willingness to take on challenging work and a strong emphasis on process and professional ethics.

Learning AgilityCommunicationInitiativeProfessional Ethics
Certificate of Internship25 Jun 2022

HCC–HDC Joint Venture

Confirms civil-infrastructure internship experience on Mumbai Coastal Road Project Package II and notes self-motivation, sincerity, hard work, dedication and a professional attitude.

Major InfrastructureSite ExperienceProfessional Attitude
Internship Certificate2020

Larsen & Toubro

Confirms internship training on Mumbai Trans Harbour Link Package 01, establishing early practical exposure to a major marine-infrastructure delivery environment.

Major ProjectsConstructionInfrastructure
Internship Certificate10 Aug 2021

Solomon & Co.

Confirms a legal-research internship within the firm, supporting the commercial-contract and dispute-resolution exposure reflected in the CV.

Legal ResearchCommercial ContextContracts
Academic Letter of Recommendation2022

NMIMS · Dr. Tanuja Bandivadekar

Highlights analytical ability, logical reasoning, inquisitiveness, strong academic performance and the practical learning gained through major infrastructure, structural consulting and legal internships.

Analytical AbilityAcademic FoundationApplied Learning
Academic Letter of Recommendation5 Dec 2022

NMIMS · Dr. Meenal Mategaonkar

Highlights active classroom engagement, eagerness to learn, co-curricular participation and work on the Disaster-Resilient Automatic Barricade System that received international recognition and progressed to patenting.

ResearchInnovationInitiativeDisaster Resilience
07 / EDUCATION

Engineering foundation.
Insurance-facing application.

The technical base is Civil Engineering. The differentiator is how that foundation is being applied to underwriting, risk engineering, reinsurance and market-facing specialty risk.

OCT 2023 — MAR 2026

Technical University of Munich

Master of Science, Civil Engineering

Master’s Thesis: AI-Powered Drone Imagery for Real-Time Crack Severity Ranking Using the Segment Anything Model (SAM).

JUL 2020 — MAY 2023

NMIMS University

Bachelor of Technology, Civil Engineering

Grade: 1.3, German scale. Thesis: Disaster-Resilient Automatic Barricade Structure — Patented.

LANGUAGES
EnglishFluent · C1
GermanIntermediate · B1
GujaratiNative · C2
HindiNative · C2
MarathiNative · C2
SECONDARY PHOTO PLACEHOLDERUse a candid, work-context or speaking photo here.Appearance → Customize → Dhairya Personal Site
THE DIRECTION

Understand the risk. Structure the solution. Earn the relationship. Grow the business.

That is the professional I am building toward.

08 / DOCUMENT VAULT

Go deeper.

Access the current CV or the complete recommendations and achievements portfolio. A short professional-details form is required before download.

PDF
2 pages · current profile

Curriculum Vitae

Complete experience, education, expertise and selected achievements in recruiter-ready form.

PDF
25 pages · evidence pack

Recommendations & Achievements

Employment references, recommendation letters, internship confirmations, certifications, patent evidence and external recognition.

Your details are used to process the document request and maintain a basic access record. Optional contact permission is separate from document access.

09 / CONTACT

UNDERWRITING · RISK ENGINEERING · SPECIALTY BROKING · ENERGY · CONSTRUCTION · PROPERTY

For opportunities where technical credibility and commercial potential both matter.

Based in Cologne and open to the right opportunity in Germany or internationally.

Email me ↗LinkedIn ↗
Cologne, Germanydhairyapshah.com© Dhairya Shah